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Automatic enrolment

The automatic enrolment legislation imposes duties on employers that must be complied with. It's the law.

It also gives employers powers to enrol staff into a pension scheme without their consent.


You have duties in respect of all your workers, including any “personal service workers”


In short you must:

  • Automatically enrol workers who meet certain criteria into a pension scheme and pay contributions for them.
  • Allow other workers to join on request, some of whom you have to pay contributions for.
  • Communicate with all workers about their rights
  • Comply with the employee safeguards by avoiding inducement and prohibited recruitment conduct.
  • Complete declarations of compliance with TPR
  • Automatically re-enrol some staff every three years
  • Maintain payment of pension contributions


At the heart of the process is a pension scheme. You have to choose the scheme, set the contribution levels and make sure that the correct data and contributions are transmitted to the provider.


Find out more by reading this guide :



A quick guide to automatic enrolment for the small business sector

How much will you need to do? Compare yourself with 5 scenario's and find out what you need to do next. You may have to do less than you think!

Then, if you need to, read a brief overview of each of the key planning issues: Choosing a pension scheme - Deciding what it looks like - Assessment - Postponement - Communication.


Need more help?


Read some of our planning tips:


Or contact us to find out more

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